God Vs. Morality - 1113 Words

Kalee M. Ewald Professor Mark Kelley PHIL101 18 October 2015 God vs. Morality While going over the topic I chose, other questions came to mind like: does God exist? What exactly is murder? What does Moral mean? Can morality be based on other standard than the belief in God? With that, can individuals with conflicting religious beliefs resolve a dispute over what morality is? In my assessment I will argue that morality has no specific meaning other than that it is the cultural standard or custom as applied to individual behavior over time. These new questions develop a new route of understanding by first examining into what a moral is. â€Å"A moral is defined as a societal code of conduct based on religious, familial, or societal standards applied to individual behavior, over the course of time† (Bernard). In this definition, the existence of God is not anticipated, nor is it required, to answer the question. In our world there are cultures of people that have developed very different moral standards. In the United States, for example, morality tends to be grounded on a religious dais and applied to all people in the form of Laws. In the U.S. it is illegal to â€Å"murder† someone though as yet I have not demarcated the term; therefore, by default it is immoral. If one were to go more Eastern, it might be learned that what we as a society find offensive, is perfectly in-line with their culture and societies and for that reason, not immoral. So morality really has no detailed meaningShow MoreRelatedIf God Eoes Not Exist, Everything Is Permitted Essay1289 Words   |  6 Pagesâ€Å"If God does not exist, everything is permitted.† by Fyodor Dostoyevsky is a popular phrase used by theists, theologians and conservatives when questioned about the connection between faith in God and morality. In other words it is claimed that without the belief in a supreme supernatural figure who maintains law and order in the whole of cosmos, a man cannot regulate himself as a socially and morally acceptable individual. This in fact presents a major logical fallacy since it is based on a beliefRead MoreMorality And Religion : Morality985 Words   |  4 PagesMorality and Religion: a Response to Does Morality Need Religion (Prompt 1) Some people believe our life is based off of morals, a belief of right/justification or wrong/ unjust. Living this way perceives their ways of the world by doing what they feel is good or bad or what is lead by their conscience regardless of religion. Others believe in religion, a feeling or act of faith, from God or â€Å"gods† ( Merriam-Webster). These acts motivated by faith and God/ â€Å"gods† provide a comprehension betweenRead MoreChild Development Theories1324 Words   |  6 Pagesstrength) develops. The eight stages include: Basic trust vs. mistrust (birth to 12-18 months); baby develops sense of whether the world is a good and safe; the virtue is hope Autonomy vs. shame (12-18 months- 3 years); child develops balance of independence and self-efficiency over shame and doubt with virtue of will Initiative vs. guilt (3-6 years), child develops initiative without guilt with the virtue being purpose Industry vs. inferiority (6 years to puberty),child must learn skillsRead MoreNatural Law Enforces Human Rights907 Words   |  4 Pageslegal theory of natural law the law that comes from God s nature and inherent right and wrong as He defines it furthermore a legal system based on legal positivism (law is derived from whatever man says is law - no inherent right and wrong). Prior to the turn of the 20th century, legal philosophy from whence laws were derived in the Western world was based upon a natural law theory. A belief that there was an inherent right and wrong based on God s principles. In the late 1800 s early 1900 sRead MoreSources Of Morality And Morality1424 Words   |  6 PagesScott Wothke Dr. Bernstein PHIL 290 02/12/2016 Source of Morality Imagine a world filled with chaos, brutality, death, and fear, a world where no laws govern the people, and the people feel no sense of right or wrong, a hellish world in which morality is a things of nonexistence. A world that to our knowledge never existed, so that begs the questions where did morality come from, and what exactly is it? A simple definition would state, the principles concerning the distinction between right andRead MoreWilliam Shakespeare s Batman And The Dark Knight Rises Essay731 Words   |  3 PagesThere are five types of conflict that a character can experience: Person vs. Person, Person vs. Society, Person vs. God/Fate/ Destiny, Person vs. Self, and Person vs. Nature or Technology. Person vs. Person is conflict in which one character will oppose or be opposed by another character and an example of this is Creed where Adonis Creed fights Ricky Conlan so that Adonis can be the heavyweight champion. Person vs. Society is conflict in which a character and the society that he/she lives in areRead MoreDoes Religion Imply Morality?1321 Words   |  6 PagesDoes religion imply morality? Not exactly, according to research. Contrary to popular belief, non-religious persons are not evil and do have morals. In fact research shows that people associated with no religion may be more moral than those who are religious. Furthermore, the irreligious do good deeds for the sake of being a good person, while religious people tend to do it for recognition or because someone or something tells them to. The origin, the truth, and the perpetuation of this stereotypeRead MoreEthics, Unnatural Laws, By Arthur A. Leff1161 Words   |  5 Pagesapproach when determining what morality should be comprised of. He suggested that humans struggle with desiring to follow a predetermined and unchallengeable set of moral rules, while at the same time wanting the autonomy to create those rules. If ethical rules are preordained, they would need to come from a supernatural being that was unruled, unjudged, and beyond question: God. If God exists, we are created to fit into His system and should therefore abide by His rules. God dictates the laws of theRead MoreA Case For Integration And The Existence Of God1152 Words   |  5 Pageswill attempt to discuss at length the importance of depravity as contrasted with the existence of God and in context of psychology, the importance of moral authority provided by God’s existence in relation to psychology, and finally an introduction to the benefits psychology affords to the efforts of theology to restore fellowship between mankind and God and vice-versa. Human ownership of morality limits the number of options psychology can advocate. In personal crisis situations the patient couldRead MoreA Decent Job At Separating Religion From Morality1405 Words   |  6 PagesAlthough some may say religion relates to morals, apparently the philosophers we have covered thus far do not believe such a thing. For religious people, morality may be pushed by religion in their regards to the fear of the consequences god will bring if one disobeys his laws. Although this can be related to consequentialism, it is not the same kind of consequentialism Mills and Bentham use. Morals can be dependent of an individual’s preferences depending on the individual’s motives behind their

Martin Luther King Essay Free Essays

Speeches in which this is observed include â€Å"I Have A Dream† by Martin Luther King and â€Å"The Gettysburg Address† by Abraham Lincoln which have been valued and remembered throughout time as being historically influential and valued, as such, as they use the values of their time and audience to inspire, persuade and unite the public with their message. Martin Luther King electrified America with his pivotal speech, dramatically delivered from the steps of the Lincoln Memorial in Washington DC in 1963, sharing his dream of a new future for black and white people before more than 200,000 people. King, part of an extensive black movement, challenged the white Americans to extend genuine freedom to his people and drew on all his powers to inspire black Americans to believe in such freedom for themselves. We will write a custom essay sample on Martin Luther King Essay or any similar topic only for you Order Now The key message from the speech was, and is, that all people are created equal and, although not the case in America at the time, King felt it must be the case in the future which is why this text is valued still, even today. Abraham Lincoln, the American president at the time delivered his speech at the Gettysburg Cemetery during the heart of the civil war in 1863. This was to honour and dedicate the new cemetery to the soldiers who had died in the recent Battle of Gettysburg which was pivotal in the American Civil War. The quality of patriotism is seen in Lincoln’s allusion to the Declaration of Independence and constant references to democratic ideals. †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Martin Luther Kings’ â€Å"I have a dream†¦. † speech is one of the most memorable speech’s of all time but why? In thi s essay we’ll have a look at why it’s such an effective speech. In the speech, King especially likes to use repetition and metaphors to convey his ideas. These devices are the foundation of King’s unique and effective style. Anaphora and repetition are commonly used in Martin Luther King’s â€Å"I have a dream†¦. † speech because repeating the words and phrases helps to emphasise the pattern and increase the rhetorical effect. â€Å"I have a dream†¦ † is repeated in eight successive sentences, and is one of the most often cited examples of anaphora in modern speeches. Repetition is a good device to use to strengthen an important idea. He uses and repeats the words dream, because it is such a personal and deep commodity. The phrases he adds to the end of this representation are also very personal. This is so effectual because the target audience of this speech can see these visualizations become reality. Even now, over 30 years after his death, reading through the speech gives the reader a sense that things are not complete, and that King still has a dream. If you count the frequency of words used in King’s â€Å"I Have a Dream†, very interesting patterns emerge. The most commonly used noun is freedom, which is used twenty times in the speech. This makes sense, since freedom is one of the primary themes of the speech. A metaphor is a very effective way to illustrate an idea. King uses many metaphors, both large and small, to describe many different ideas. â€Å"In a sense we have come to our nation’s capital to cash a check. When the architects of our republic wrote the magnificent words of the Constitution and the declaration of Independence, they were signing a promissory note to which every American was to fall heir. This note was a promise that all men would be guaranteed the inalienable rights of life, liberty, and the pursuit of happiness. It is obvious†¦ How to cite Martin Luther King Essay, Essay examples

Credit Quality Analysis

Questions: 1. Discuss the relevance and framework of credit quality analysis for a target company? 2. Discuss the best practice financial parameters for evaluating a company credit quality and overall financial risk profile? 3. Discuss the financial credit ratios and formulae used in assessing credit quality? 4. Estimate the various financial credit ratios for Pidilite using publicly available audited financial statements? 5. Based on a trend analysis of financial credit ratios, assess Pidilite financial health and overall credit quality? Answers: Introduction In the present case study credit ratings and quality assessment has been discussed while taking Pidilite industries as a target company for the evaluation. As in particular this industry which was incorporated in late 1950s deals in two fundamental regions of operation that is ultimate consumer segment and commercial segment. This assignment relates with direction of the credit analyses survey of Pidilite industries. Credit quality analysis ratings is survey or assessment evaluating the acknowledge chance related for a specific resource. These credit portfolio for the most part require debt costs installments -, for example, debt funds and venture capital structure. How powerful administration of Pidilite industries is in controlling and checking credit hazard is discussed in below mentioned assignment. 1. Credit quality analysis of Pidilite Industries As per Hau, et. Al., (2013) a credit quality analysis is an important tool in the current scenario that has been used by many investors, lenders and other stakeholders and shareholders of the company to assess the current position and performance of the company with assessing the effectiveness of the internal controls of the company that has been put in place by the management. Through the help of credit analysis, one can test the credit worthiness of business and the organization. The credit analyst tests the company and its management of Pidilite industries discussed various parameters and determines whether the company is financially sound enough to meet out all its business obligations or not. The credit analysts assesses the confidence level of the management and the company for the current as well as for the coming business financial obligations and based on the same the credit rating has been assigned to the company. The credit history and the ability of the management is also been assessed by the analyst. In the given case, the Pidilite Industries has been recommended by the equity analysts as a long term investment opportunity. In this case, it becomes important to check the financial health of the company considering all the parameters including liquidity, efficiency, profitability etc. Through the help of the above analysis one can easily determine the ability of the company to meet out its short term and long term obligations and maintain the level of solvency. This quality analysis has been done to protect the interest of the stakeholders and the investors of the company. There have been multiple instances where the interest of the stakeholders and the investors of the company have been compromised by showing fake financial position and performance to them. In this scenario, the role of the credit rating agencies increases where they test multiple companies on same parameters and give them different ratings which they think is reasonable based on the test results. 2. Financial parameters to evaluate credit quality and risk There are various financial parameters that have been used by the financial analysts to test the credit worthiness of the companies. It includes capital structure, interest coverage ratio, debt service coverage, net worth, profitability, return on capital employed, net cash accruals to total debt ratio, current ratio etc. The analyst considers the current as well as the future risk profile of the company to determine the credit rating of the company. Capital Structure: The capital structure of the company is judged through debt to equity ratio, leverage ratio etc. These test the proportion of borrowed funds in the capital mix of the company. This shows the dependence of the company on the borrowed funds as the company will have to bear some additional cost in meeting out the funding needs. The capital structure of the company depicts the strategy adopted by the management. In case of weak businesses, a company with high gearing will impact the profitability and the ability of the company to repay the debt amount (ICRA, 2016). Interest coverage ratio - The tool of interest coverage ratio is a financial barometer that measures an organization's capacity to make debt installments along with interest portion in a convenient way. Loan providers and speculators utilize this calculation to comprehend the productivity and danger of an organization. For example financial investors need to utilize this tool just to measure that the organization can pay its due debts on time without sacrificing its routine operational costs and dividends. A debt provider, then again, utilizes this tool with a scope while distinguishing whether an organization can handle extra debt. banks as a debt lender utilize this technique to figure the hazard that will result in loaning. Return on capital employed (ROCE) - ROCE shows the profits produced by an organization over the aggregate capital utilized in the organisation. The proportion thoroughly demonstrates how effectively an organization is controlled managed by its administrators, and more often not affected by the degree of its debt in organisation. This tool of measuring profitability helps to measure long haul productivity proportion since it indicates how successfully resources are giving results while thinking about long haul debt structure. A lower ROCE mirrors the organization's negative showcase over the long haul. An inclining ROCE would suggest proficient utilization of the funds utilized in the organisation, though a declining ROCE would demonstrate wasteful utilization of the funds utilized by the firm. Regardless, the ROCE of organization must be higher than its debt and other operation cost; else it demonstrates that the organization is worsening investors esteem. 3. Financial credit ratios to assess credit quality Evaluating and critical analysis of financial performance using tools of financial ratio is utilized to assess different parts of an organization's working and money related execution, for example, its productivity, liquidity and its returns on investments. Common spaces that are calculated into a FICO score are industry hazard, govt. strategy, working efficiency, monetary hazard and administration assessment. Tools of ratio evaluation are typically analyzed and compared over organizations in similar sectors, since a satisfactory proportion in one organisation might be viewed as comparably high in different industry firm. For instance, organizations in areas, for example, dealing in consumable goods regularly have a high obligation value proportion, on the other hand a comparable proportion for an innovation organization might be viewed as comparably high. As per Oshoke Sumaina, (2015) proportion examination can give an early cautioning of an impact full change or disintegration in an organization's monetary circumstance or execution. Financial analyst participates in broad calculating of the money related information in an organization's budgetary statements, regarding defining such insights. The various ratios which will result in evaluation of credit ratings of an enterprise are as follows- Ratio Description Formulae 1 Current ratio It helps to analyze short term liquidity position of the business. Accordingly it shows the repayment capacity of the business for the short term liabilities. It helps the financial lending firm to make a decision regarding granting the needs to businesses to fulfill their working capital needs. This tool is a liquidity proportion that evaluates an organization's capacity to pay liquid and long haul commitments. Current resources like money, money counterparts, and attractive securities can without much of a stretch be changed over into trade out the short term (EXCHANGE, 2014). Current assets / Current liabilities 2 Return on capital employed ROCE is a bookkeeping proportion utilized as a part of back, valuation, and bookkeeping. It is a helpful tool for looking at the proportionate benefit of organizations in the wake of considering the measure of utilized investments (Alrafadi Md-Yusuf, 2011). Profit before interest and tax / long term debt and capital employed 3 Interest coverage ratio The ICR or interest coverage ratio is an obligation proportion and benefit proportion helps in deciding how effortlessly an organization can deliver debt cost on pending obligation. ICR might be figured by partitioning an organization's profit before debt cost and taxation amount (EBIT). It decides how effectively an organization can pay debt costs on external liability. The more declining ICR, more beneficial the organization's obligation trouble and the more prominent the 4likelihood of liquidation profit before interest tax and depreciation / Interest and other finance administrative costs 4 Debt service coverage ratio (DSCR) DSCR is the proportion of money accessible for obligation adjusting to debt interest cost, capital loan cost and rent installments. It is a prominent standard utilized as a part of the estimation of an organizations capacity to create enough money to cover its obligation installments. The more this proportion is, the less demanding it is to acquire an advance. Profit before interest tax and depreciation / interest and administrative charges 5 Profit margin ratio It helps in analyzing the profit earned over the net revenue of the organisaation. Profit is taken after deduction of taxation. Profit after tax / net revenue * 100 6 Capital gearing ratio Capital gearing proportion is how much an organization obtains resources or to which it subsidizes its progressing operations with long term and short term obligation. Capital adapting will vary amongst organizations and ventures, and will frequently change after some time. Investigating capital portfolio implies degree of proportion of finance provided by equity share holders and the finance provided by the individuals who get an interest or profit at a settled rate. Variable income bearing securities / fixed income bearing funds 4. Financial credit ratios of Pidilite industries Ratio Analysis of Pidilite 2015 2014 Balance Sheet Cash 860 1,772 Accounts receivable, net 5,861 5,224 Total current assets 16,707 16,416 Total long-term assets 16,370 12,806 Total current liabilities 9,580 8,859 Total long-term liabilities 810 857 Total shareholders' equity 22,706 19,526 Income Statement Total sales 51,329 45,345 Total operating expenses 40,734 36,117 Income (loss) before taxes 6,779 6,123 Net income (loss) 5,085 4,471 Ratio calculations Profitability Ratios Return on equity 22% 23% Return on assets 15% 15% Net profit margin 10% 10% Leverage and Liquidity Ratios Current ratio 1.74 1.85 Quick or acid test ratio 1.13 1.26 Leverage ratio 46% 50% Long-term debt ratio 0.034 0.042 Debt to equity ratio 0.036 0.044 5. Trend analysis on the basis of above ratios While observing the financial ratios of the organisaation, Pidilite industries it has been analyzed that there no big change in the profitability of the business. Net profit margin has been same as of previous year data. However company is not witnessing in decline in performance but stakeholders demand for a constant growth. Growth is a vital element for long term sustainability of an enterprise. Apart from that there has been decline showcased while observing the return on equity investments. While checking the credibility of business from the external stakeholders point of view short term liquidity position has witnessed a negative view. Short term debt holders business credibility has been declined. From 1.85:1 in the year 2014 has been declined to 1.74:1. Accordingly debt position of business shows that incline in obligation proportion more often showcase a more steady business with the capability of life span in light of the fact that an organization with lower proportion. Ever y organisation has its own standards for obligation, yet .5 is sensible proportion. In the present case structure it is lower than the standard benchmarks of 0.5 %. An obligation with less proportion of .5 is frequently thought to be less dangerous. This implies the organization has twice the same number of benefits as liabilities. From the above calculation there has been growth in debt equity ratio witnessed. An incline in debt - equity proportion demonstrates that an organization has been forceful in sourcing its investment proposal with external obligation, there might be a more prominent potential for money related trouble if profit don't surpass the cost of obtained loans. Conclusion In the above mentioned assignment financial analyst participates in broad calculating of the money related information in an organization's budgetary statements, regarding defining such insights of Pidilite industries. There are various tools that have been used by the analysts including ratio analysis, trend analysis, projections and a detailed analysis of cash flows. Various financial ratios were discussed as per the credit ratings. FICO score was taken into account which consists of various financial ratios and performance barometer practices which are adopted by the banks and other financial lending intuitions to measure the credit ratings of an organisation. References Alrafadi, K.M. and Md-Yusuf, M., 2011. Comparison between Financial Ratios Analysis and Balanced Scorecard.American Journal of Economics and Business Administration, available at - https://thescipub.com/PDF/ajebasp.2011.618.622.pdf EXCHANGE, I.S.,2014, THE INFLUENCE OF PROFITABILITY AND LIQUIDITY RATIOS ON THE GROWTH OF PROFIT OF MANUFACTURING COMPANIES Available at - https://ijecm.co.uk/wp-content/uploads/2014/12/21215.pdf Hau, H., Langfield, S. and Marques-Ibanez, D., 2013. Bank ratings: what determines their quality?.Economic Policy, 28(74) ICRA, 2016, ICRAs Credit Rating Methodology for Non-Banking Finance Companies Available at - https://icra.in/Files/Articles/NBFC%20Methodolgy.pdfOshoke, A.S. and Sumaina, J., 2015. Performance Evaluation through Ratio Analysis.Journal of Accounting and Finance Management Available at - https://www.iiardpub.org/get/JAFM/VOL%201/PERFORMANCE%20EVALUATION.pdf

Online Assignment Submission Essay Sample free essay sample

â€Å"Why are societal media sites so of import to e-marketers? What are the challenges and chances confronting sellers that want to utilize societal media as portion of their scheme? † The usage of societal media has exploded in the last several old ages. so much so that it now touches about every aspect of our lives. Friendster. the first societal media site was launched in 2003. Myspace. Facebook. LinkedIn and Twitter shortly followed. Facebook. the most popular of the societal media sites. presently has over 500 million users. It is the 2nd most popular web site behind Google. There are a batch of grounds as to why a certain company needs societal media selling and it will depend on different factors like company profile. the merchandises and the clients that it is providing to. As the yearss travel by. there is besides an addition when it comes to the importance of societal media selling that is really effectual for most companies. We will write a custom essay sample on Online Assignment Submission Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Therefore. societal media sites have become so of import for e-marketers to make their societal media marketing efficaciously. Below are some of the major importance of societal media for e-marketers and the company they are publicizing for. 1. Social media channel is a good manner of increasing a company’s trustiness and good will which will decidedly give the company a better stigmatization. When companies are able to hold conversations with their clients. the consequence is traveling to be a great sum of credibleness. 2. The lead coevals is besides another footing for companies to travel for societal media selling. The on-line lead coevals is an Internet selling term that refers to the coevals of prospective consumer involvement or enquiry into a business’ merchandises or services through the Internet. Lead can be generated for a assortment of purposes- list edifice. e-newsletter list acquisition. constructing out wages plans. trueness plans or for other member acquisition plans. A lead normally is the contact information and in some instances. demographic information of a client who is interested in a specific merchandise or service. Since the lead coevals serves a really of import portion for a company’s success. utilizing societal media marketing for company runs help the e-marketer to make out to the targeted lead coevals. 3. Social media channels besides make it easier and more flexible for companies to prosecute with its clients. This might be on the top precedence list of the e-marketers since client battle is a really important process since this will assist the company retain the bing clients and besides increase the trade name credibleness. 4. Social media channels are besides responsible for bring forthing a extremely powerful traffic for the company’s site. E-marketers don’t have to worry since there’s a batch of societal media channels that will be able to do it easier for the e-marketer to obtain the relevant and quality traffic that it will necessitate. 5. The industry is considered to hold a anchor if the companies have entire entree to customer’s feedback. This is because the feedback really helps in bettering the merchandises based on what the customer’s require. Due to the fact that societal media channels assistance in doing client battle possible. so client feedback will ever be available for the company to utilize as footing for betterment. With this. the e-marketer can ever anticipate client reappraisals and feedback that can assist the company in doing the merchandises and services even better. 6. There is no better manner or an even cheaper manner than a societal media channel when it comes to denoting new merchandises or services of the company. It is a really cheap manner of advertisement because it reaches a huge audience for a fringy investing. Alternatively of passing big sums of money on selling and advertisement runs. allow the clients advertise for the company. Many consumers are no longer traveling straight to the beginning for merchandise information ; they trust their equals to reasonably reexamine merchandises for them. Therefore it is a good thought to promote your clients or clients to check-in at your concern. or direct them to reexamine your merchandise online. This method ensures that you reach a huge audience via societal webs. Social media will do it easier for the e-marketers to distribute the intelligence sing a new merchandise or service. Information such as reaching or release day of the months can be doing known to the populace in an easier method. 7. Another importance of societal media selling is the fact that it will let the e-marketer to detect the customers’ penchants so that the company will be able to move based on what they want. By cognizing their penchants. it will be much easier for the e-marketer to heighten all the company’s merchandises and program the selling runs more efficaciously. All these factors stated above can be seen as the chances to e-marketers in utilizing societal media as portion of their scheme. On the other manus. there are besides challenges that an e-marketer can confront in utilizing societal media selling. Some of the common obstructions and barriers to societal media acceptance that could be focused on are: 1. Flying blind Many companies chase societal media tactics with no thought about the â€Å"who† . â€Å"what† . † when† and â€Å"where† of the societal web. It’s indispensable that companies foremost develop a listening plan to reply those inquiries. Listening through societal media monitoring is critical to understanding trade name. rivals and cardinal footings relevant to the audience on the societal web. Without a smart hearing attempt. companies missed cardinal chances such as selling. client service. gross revenues. recruiting. partnering and public dealingss. 2. Unsure where it fits – who owns societal media? As companies develop their societal media plans. duties and resources need to be allocated and that leads to answerability and ownership. For successful societal media acceptance within organisations. it’s of import to set up societal media ends and duties in different parts of the organisation. As resources and answerability are identified. the different sections can work to traverse pollinate attempts. and work together as a squad. By making so. it helps the company purchase combined attempts and avoids conflicting representation of the trade name. 3. Inconsistent engagement Companies need to be consistent with their societal engagement. The solution to a more consistent engagement is to take from the top. acquire executive buy-in. Establish ends and supply a feedback cringle to subscribers. As they grow. the community will supply feedback. 4. Not single or confident It is of import for an e-marketer to believe that people will listen to and happen value in what the message is stating requires assurance and lucidity. Whether the e-marketer is right or incorrect might non count every bit much as being passionate. Therefore when utilizing societal media sites as portion of their selling scheme. e-marketers may confront the challenges of demoing leading and strong belief when it comes to societal engagement and battle. 5. Digitally unsavvy squad Modern sellers need to understand societal media. Companies don’t â€Å"do social† . they â€Å"are social† . That means being savvy participants. Harmonizing to â€Å"Social Technographics of Business Buyers† from Forrester Research: * 91 % of concern purchasers read web logs. watching user generated picture. take part in other societal media * 55 % of decision-makers were in societal webs * 43 % are making media ( web logs. uploading picture or articles. etc. ) Josh Bernoff. Forrester stated that â€Å"If you’re a B2B seller and you’re non utilizing societal engineerings in your selling. it means you’re tardily. 6. Lack of personalization It is of import to utilize existent squad members in societal media attempts. Using some faceless individual behind the trade name is non the effectual manner to hammer relationships with others. Companies can win on the societal web by developing a scheme. experiment and iterate. In a nutshell. the challenges confronting sellers who want to utilize societal media sites as portion of their scheme are the turning diverseness of tools and niches. decentralized audience and more attempt is needed to make the same audience. Besides. there is a possible lessening in control of image and increase in sum of content which is the hazard of content overload. It is of import that an e-marketer have clear cognition on how to interpret real-world relationship norms into online norms when prosecuting in societal media selling. Mentions:* hypertext transfer protocol: //forrester. typepad. com/groundswell/2009/02/new-research-b2. html New research: B2B purchasers have really high societal engagement Josh Bernoff. February 23. 2009 * hypertext transfer protocol: //www. emarketer. com/Article/Social-Marketers-Dive-Mobile/1009591 Social Marketers dive into Mobile. January 9. 2003 * Strauss. J. and R. Frost ( 2009 ) E-marketing. 5th edition ( Pearson International Edition ) . Upper Saddle River. New jersey * Berthon. P. . L. Pitt and C. Campbell ( 2008 ) â€Å"Ad Lib: When Customers Create the Ad† California Management Review 50 ( 4 ) : 5-30 * Andreas M. Kaplan. Michael Haenlein ( 2010 ) â€Å"Users of the universe. unite! The challenges and chances of Social Media† Business Horizons. Volume 53. Issue 1. 59-68

Glengarry and good faith essay

Glengarry and good faith essay Glengarry and good faith essay Glengarry and good faith essayThe problem of the negative impact of the pursuit of wealth on the morality of people and society is still relevant because the pursuit of wealth is still one of the primary concerns of the contemporary culture. However, such purposes may ruin life of people since such goals as wealth and prosperity are not always achievable for them. At this point, it is possible to refer to the film Glengarry Glen Ross and the novel Good Faith, which reveal the full extent to which the desire of their main characters to retain their positions and improve their financial position turned out to be destructive for their life. In such a context, the film and the novel show that even good intentions may lead characters the wrong way, when stakes grow too high and they can or are forced to commit crimes and deceive their business partners.Good Faith raises the problem of the failure of the intrinsically good character to succeed because of the deception and scheming of his b usiness partner. Joe is a good person and he does his best to survive in his business but the partnership with Marcus turns out to be the total failure as Marcus actually steals the money and puts Joe’s business on the edge of survival. Such a situation is apparently unfair in relation to Joe, who works hard and does his best. Similarly, Gordon also relies heavily on their business partnership but together with Joe, they turn out to be unsuitable for business because they do not deceive their business partners as Marcus does.In such a way, the author of the book does not just show the personal tragedy of the main character but also raises the problem of the failure of a good person to succeed in business as if the author wants to show that business is often immoral and people driven by ethical rules and norms cannot survive in it. Jane Smiley wants to uncover the true face of business and existing socioeconomic order, where there is no room for ethical decisions and rules. In stead money rules the world and business is driven by the only purpose of gaining more profits. In fact, the main rule of the business is the ends justify means which is obvious from actions of Marcus. He is the character, who disrespects any moral norms and values but is fully devoted to the idea of becoming a wealthy person.The main character of the book is not able to deceive and seems to be a bit simplistic in his views on business and business partners. The book shows that such people cannot survive in business because, in their attempts to gain wealth, they are likely to fail, while the pursuit of wealth turns out to be destructive for moral values of individuals, as is the case of Marcus, who deceives his business partners without any regrets or remorse.Jane Smiley shows that there is no room for moral people, who have learned basic moral norms once and try following them throughout their life, even when they are in business pursuing wealth and prosperity. Joe’s motto is â€Å"selling old houses to decent people† (Smiley, 48), but in actuality, his business is not as simple as that. On the contrary, he has to sell above all to make money and to succeed in his business, in such a way. There is no room for moral choices.In such a context, Joe may be viewed as the protagonist of the novel, whereas Marcus is the antagonist of the novel. At any rate, he is absolutely different character compared to Joe. Marcus is a true savvy of business. He knows how to make money fast and he actually earns money from everything that is his motto which apparently contrasts the motto of Joe, which is definitely moral by its nature. However, Marcus has those qualities, which are essential for the successful business and crucial for success, when a person pursues wealth as his/her ultimate goal. In contrast to Joe, Marcus does not have any moral values that could restrict his actions in relation to other people and his business partners. Business is not his ultim ate goal because he could run a successful business together with Joe and Gordon, but he preferred to take the money and get away.Business is just the efficient tool for earning money for Marcus and he makes earning money and becoming wealthy the only purpose and sense of his life. In such a way, Jane Smiley uncovers the full extent to which business and wealth are dehumanizing people. Good-natured people like Joe fail, while greedy and profit-driven ones, like Marcus, succeed and this is the main dilemma of the book that shows the persisting social injustice and the major drawback of the existing socioeconomic system uncovered by the author.The same idea may be clearly traced in the film Glengarry Glen Ross. However, in contrast to the book Good Faith, the film does not really show characters that are really good. On the contrary, all of them are businessmen, who are profit-driven and look for better options for their career development to become wealthy and prosperous at all costs . Even though they have different motives, for instance, Levene needs money to help his seriously ill daughter, while others, like Ricky Roma are just pursuing wealth.The main characters of the film work in the real estate company selling houses like did Joe and Gordon in Good Faith. However, there is no such a good character as Joe in the film. On the contrary all of them can and do receive customers to sell them houses. In such a way, from the beginning, the film shows clearly that there is no room for morality in the real estate business as well as in business at large.Moreover, the main characters of the film start looking like a pack of wolves ready to kill each other any moment just to stay in business and keep working in the company. This transformation becomes obvious, when the company sends Blake to optimize the performance of the team that means that two of four salesmen have to be fired. In such a way, the film uncovers the competitive nature of business, where people are mere puppets in hands of owners of the company. For instance, owners of the company do not care about Levene, who needs money badly to treat his daughter. Instead, they just look for options to save costs and optimize the team performance.Blake is the personification of business pragmatism and dehumanization. He does not care about people and he has no interest in their fate. He is just doing his job to receive promised rewards from owners of the company. This is why he decides to cut two positions in the company as the matter of fact. He does not care what will happen to those two salesmen that will lose the job. He does not care about people at all. What he does care is his own profit and the profit of the company.In such a way, the film conveys the similar message to the audience as does the book Good Faith, the film shows the dehumanizing nature of business and pursuit of wealth. People fail to respect basic moral norms, when they pursue wealth.At the same time, the pursuit of wealth and the strife for money often pushes people to criminal acts, as was the case of Marcus in Jane Smiley’s book and as was the case of Levene and Moss. Their plan to set fire in the office of the company and steel shares is apparently driven by their intention to gain more money and become prosperous. Just like the case of Marcus, they do not think of consequences of their criminal actions. They do not care about the company which they can ruin by such crime. What they do care is their personal well-being, wealth and success.Glengarry and good faith essay part 2

Bharti Airtel Mobile Services Marketing Essay

Bharti Airtel Mobile Services Marketing Essay Airtel is the 3rd largest mobile operator in the world in terms of subscriber base. However, its revenue per subscriber is significantly lower as compared to American and European counterparts. However, Airtel has been facing pressures due to slowing revenue growth and slimming margins. While a lot of the factors are macroeconomic, this paper attempts to do a microeconomic analysis on Airtel and its environment. An Analysis of Bharti Airtel Mobile Services Ltd. Using Microeconomic Tools Bharti Airtel Limited, a part of Bharti Enterprises, is one of the leading providers of telecommunication services with significant presence in India. It has its operations spread over 20 countries across South Asia, Africa and Channel Islands. Profile Bharti Airtel has abou0074 194.183 million subscribers in India and South Asia and 55.855 million GSM Mobile customers in Africa as of the end of June 2012. The Proportionate Revenue of Bharti Airtel as on June 30, 2012 is à ¢Ã¢â‚¬Å¡Ã‚ ¹ 193,501 milli on (Overview). Currently, Airtel is the largest cellular service provider in India in terms of number of subscribers. Bharti Airtel holds the maximum percentage of market share in wireless connections at 20.67%, Vodafone is at 16.96%, Reliance at 14.68%, Idea at 12.88% and BSNL is at 10.81% (News report – Medianama) The businesses at Bharti Airtel have been structured into three individual strategic business units (SBU’s): Mobile services, Telemedia services (ATS) & Enterprise services (Carriers & Services to Corporates) Ownership and Organizational Structure: Bharti Airtel was established on July 7, 1995 as a public listed company headquartered in New Delhi, India. With effect from Jan 13, 2010, a new integrated organizational structure has emerged with an objective to enhance Airtel focus on expanding operations in international markets beyond India and South Asia and further consolidate its leadership position in India. The transformed organizational structure consi sts of two distinct Customer Business Units (CBU) with clear focus on B2C (Business to Customer) and B2B (Business to Business) segments. Bharti Airtel’s B2C business unit comprehensively serves the retail consumers, homes and small offices, by combining business units such as Mobile, Telemedia, Digital TV and other emerging businesses (like M-commerce, M-health, M-advertising etc.). Figure 1: Airtel’s Organization Chart (Overview) The B2C organization encompasses Consumer Business and Market Operations. Bharti Airtel has understood the importance of its partners to remain competitive in a dynamic business environment. As a step in that direction, the Supply Chain (SCM) function has been created with a mandate to develop partner relationships to maximize mutual opportunities for growth and profitability. The SCM organization has a central core team of supply chain subject matter experts and execution teams operating under different business divisions across the country . Business Model Focus on core competencies and outsource the rest Airtel is probably one of the best run companies in India. It has advantages of both having a massive size and being in a very high growth industry. The secret of its enormous success owes a lot to its business model. Airtel focuses solely on two things: Customer acquisition & Servicing and business development/Expansion. The main focus of Airtel has been on Data IP solutions, conferencing and Video solutions and wants to grab the potential of market of these business sectors. The other functions such as hardware, network, backend applications (billing etc.), value added services and even telecom infrastructure are all outsourced. Airtel was the first player in India in pioneering such a business model. Airtel has outsourced its Network Management services to players like Nokia Siemens Networks and Ericsson, while its backend application is taken care by IBM. It was also the first to divest its hard assets, i.e. â₠¬â€œ its telecom towers – to a separate company and lease them back themselves as well as monetize surplus bandwidth by selling to other operators.

Psychology - Community service Research Paper Example | Topics and Well Written Essays - 1000 words

Psychology - Community service - Research Paper Example After a lengthy interview with the agency’s Deputy Director, I found out just how much of a toll order it is to keep these agencies running. They face numerous day to day challenges. It takes nerves of steel to keep these agencies ablaze. The Ray of Hope Agency takes care of the entire Village. It serves a population of about 4500 people. It has majorly employed people from the local area. There are however experts employed from all around the country who take care of the more sophisticated aspects. The agency has employed people from all walks of life, ranging from cleaners to cooks to mentors to psychologists and managers. Applicant employees are thoroughly vetted before being employed. Being a church based agency, Ray of Hope insists that its employees be God fearing. Employment is purely based on merit and dedication to Christianity. The agency has local agents who identify the Middle School Students who are most inclined towards dropping out of school and those who have recently dropped out and have not been subjected to the rigorous process of the agency. Once identified, the students are approached by a set of qualified psychologists who talk them into participating in the agency’s process. The students are then officially enrolled into the agency. A team of staff members is set out to investigate each student’s background and approach his or her parents or guardians. The team comes up with a report that explains the possible reasons for the students apparent drop out from school or inclination towards it. The students are then each counseled appropriately by experts. They are made to watch movies that touch on real life scenarios and the importance of education. The values of education are thoroughly highlighted and brainwashed into the student’s minds. They are kept free from demeaning peer pressure and bad habits like drug abuse and sexual encounters. They are convinced to enroll back in school. Working with their